Uganda · UGX first, multi-currency ready

One API for collections and payments across Africa's rails.

Adelphi Africa sits between your systems and banks and mobile-money providers. Integrate once; collect loan repayments, school fees and invoices, and pay out to bank accounts and wallets, with reconciliation, settlement and an immutable audit trail built in.

Your system POST /v1/collections
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Adelphi API auth · idempotency · fees
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Transaction engine state machine · ledger
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Provider router NCBA · MTN · Airtel …
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Webhook to you collection.completed

Idempotent by design

Every money-moving request carries an idempotency key. Retries never create a second transaction.

Reconciled daily

Adelphi transactions, provider records, ledger and settlements are matched every day with an exceptions queue.

Sandbox first

Build against a sandbox that simulates success, failure, timeouts and reversals without touching real funds.

Audit everything

Immutable event timelines per transaction and per account; signed webhooks with replay protection.

Transparent settlement

Gross, fees, adjustments and net on every settlement, with the fee calculation preserved as it was applied.

Provider-agnostic

NCBA Bank is first. More banks and mobile-money providers plug into the same interface without changing your integration.